Funding Solutions

The Right Capital for Every Business

Whether you need fast cash today or a long-term growth loan, Contact Capital Group has a funding solution built for your business.

Fast cash based on your future sales

Merchant Cash Advance

A Merchant Cash Advance (MCA) gives your business a lump sum of capital upfront, repaid through a small percentage of your daily credit card or debit sales. It's one of the fastest and most flexible funding options available — no fixed monthly payments, no collateral required.

$5,000 – $500,000

Funding Amount

As fast as 24 hours

Time to Fund

3 – 18 months

Term Length

Key Benefits

  • No fixed monthly payments — repay as you earn
  • Approval based on revenue, not just credit score
  • Funds deposited in as little as 24 hours
  • Minimal documentation required
  • No collateral needed

Ideal For

Restaurants, retail shops, and service businesses with consistent daily sales volume.

Predictable payments for planned growth

Term Loans

A business term loan provides a fixed lump sum of capital repaid over a set period with regular, predictable payments. Ideal for planned investments — equipment purchases, renovations, hiring, or expansion — where you want a clear repayment schedule.

$10,000 – $2,000,000

Funding Amount

2 – 5 business days

Time to Fund

1 – 5 years

Term Length

Key Benefits

  • Fixed monthly payments for easy budgeting
  • Competitive interest rates
  • Short-term and long-term options available
  • Use funds for any business purpose
  • Build business credit with on-time payments

Ideal For

Established businesses planning expansions, renovations, or large capital investments.

Draw what you need, when you need it

Line of Credit

A business line of credit gives you access to a revolving pool of funds you can draw from anytime. You only pay interest on what you use, and as you repay, your available credit replenishes. It's the ultimate financial safety net for managing cash flow and unexpected expenses.

$10,000 – $500,000

Funding Amount

2 – 3 business days

Time to Fund

Revolving (12-month draw period)

Term Length

Key Benefits

  • Only pay interest on what you draw
  • Revolving — credit replenishes as you repay
  • Perfect for managing seasonal cash flow
  • No prepayment penalties
  • Access funds instantly via online portal

Ideal For

Businesses with seasonal revenue fluctuations or ongoing working capital needs.

Get the equipment you need without draining cash

Equipment Financing

Equipment financing lets you purchase or lease the machinery, vehicles, technology, or tools your business needs — without depleting your working capital. The equipment itself serves as collateral, making approval easier and rates more competitive.

$5,000 – $5,000,000

Funding Amount

3 – 7 business days

Time to Fund

2 – 7 years

Term Length

Key Benefits

  • Finance up to 100% of equipment cost
  • Equipment serves as collateral — no additional assets required
  • Preserve working capital for operations
  • Potential tax advantages (Section 179 deduction)
  • New and used equipment eligible

Ideal For

Construction, manufacturing, transportation, medical, and technology businesses.

Government-backed loans with the best rates

SBA Loans

SBA loans are partially guaranteed by the U.S. Small Business Administration, allowing lenders to offer lower interest rates and longer repayment terms than conventional loans. Contact Capital Group helps you navigate the SBA process from start to finish.

$50,000 – $5,000,000

Funding Amount

2 – 6 weeks

Time to Fund

10 – 25 years

Term Length

Key Benefits

  • Lowest interest rates available for small businesses
  • Longest repayment terms — up to 25 years
  • Government-backed for easier approval
  • Multiple SBA programs: 7(a), 504, Microloan
  • Expert guidance through the entire process

Ideal For

Established businesses with strong financials seeking the most favorable long-term rates.

Repayments that flex with your revenue

Revenue-Based Financing

Revenue-based financing provides capital in exchange for a percentage of your ongoing monthly revenue until the agreed amount is repaid. Payments scale up when business is booming and scale down during slower months — perfectly aligned with your cash flow.

$10,000 – $1,000,000

Funding Amount

2 – 4 business days

Time to Fund

6 – 36 months

Term Length

Key Benefits

  • Payments flex with your monthly revenue
  • No fixed monthly payment pressure
  • No equity given up — retain full ownership
  • Fast approval with minimal documentation
  • Ideal for high-growth businesses

Ideal For

SaaS companies, e-commerce businesses, and high-growth startups with recurring revenue.

Not Sure Which Product Is Right for You?

Our funding specialists will review your business and match you with the best option — at no cost and no obligation.